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Our online quote form is accurate and easy to fill out.

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How Can We Help You?

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We are available 24 hours a day, 7 days a week, 365 days a year to provide you with car insurance quotes, issue a policy and answer your questions.

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Why buy insurance from us?

[/vc_column_text][vc_separator][vc_empty_space][vc_column_text]NY Car Insurance Agency is an independent insurance agency.  NY Car Insurance Agency is licensed by the State of New York to sell automobile insurance to residents of New York State.  While our physical office is in Troy, NY our customers reside throughout NY such as in Long Island, the five boroughs, Westchester and Upstate.

How do you know you are really getting the best deal unless you see rates from more than one insurance company?

  • Communicate with us via email and phone
  • Speak with a live person 24 hours a day, seven days a week, 365 days a year
  • Prompt response to quote requests, policy changes and answering your questions

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You may be eligible for one or more of these discounts on your car insurance:


  • Good student discount
  • Student away at school
  • Accident prevention course
  • Owning home you live in
  • Mult-policy
  • Driving vehicles less than 8,000 miles/year

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  • Homeowners insurance
  • Renters insurance
  • Motorcycle insurance
  • Excess liability/umbrella insurance
  • Travel insurance